How we work
Six steps from the first call to the yearly review. The whole first month takes about three hours of your time.
Intro call
20 minutes
We look at your snapshot or your numbers, answer your questions and tell you whether we're the right fit. If we aren't, we'll say who might be.
Agreement
Before any advice
You get our Form CRS and Form ADV Part 2 before you sign. The agreement names the plan, the fee and how to leave.
Discovery meeting
60 minutes
Your pension statement, every account, your Social Security record, what you spend and what worries you.
Plan meeting
90 minutes, about three weeks later
We go through the written plan page by page, with your options in today's dollars and what each one gives up.
First changes
The month after
Contribution changes, beneficiary updates, a rollover if it makes sense. We do them with you on a shared screen.
Reviews
Twice a year, or four in retirement
Every spring after the tax return, and every fall before open enrollment.
Our fiduciary pledge
We act in your best interest at all times, for every client and every account we advise on.
We are paid only by you. We take no commissions, referral fees or payments from any fund, insurer or custodian.
We tell you in writing about any conflict of interest before it can affect our advice, and we tell you how we handle it.
We publish our fees and charge you only what is published.
Signed by every planner at Meridian Path
Renee Okafor, CFP®, Hannah Liu, CFP® and Marcus Bell, CFP®, EA
What to bring
We send this list two days before the discovery meeting. Bring what you have; we can find the rest together.
- Your latest TSERS or hospital pension statement, from ORBIT or your benefits portal
- The last statement for every 403(b), 457, 401(k), IRA and brokerage account
- Your Social Security statement from ssa.gov/myaccount
- Pages 1 and 2 of last year's tax return
- A rough monthly spending figure. A guess is fine
Where we meet
Mostly on video, which suits a planning period or a break between shifts. The office is at 1213 East Morehead Street in Dilworth,, with parking behind the building.
Weekdays 7:00 AM to 7:30 PM. We answer every email within one business day.
Book a call